Which of the following is a sign that a ward may need a guardian?

Inability to handle finances is a critical indicator that a ward may need a guardian. When an individual struggles to manage their financial affairs, it can lead to several detrimental outcomes, such as financial exploitation, unpaid bills, or an inability to access necessary resources for living. Proper financial management is fundamental for an individual's well-being and independence, and if they cannot effectively execute these tasks, a guardian can help ensure that their financial matters are handled responsibly and their best interests are protected.

In contrast, frequent visits from family, regular exercise habits, or engagement in community activities are generally positive signs of social support and personal well-being. These factors do not inherently suggest a need for guardianship, as they indicate that the individual is likely maintaining some level of independent functioning and engagement with their surroundings. Thus, the presence of these signs does not raise the same alarm as difficulties in managing finances.